{"id":139,"date":"2024-02-16T11:33:30","date_gmt":"2024-02-16T11:33:30","guid":{"rendered":"https:\/\/trustdeed4me.co.uk\/?page_id=139"},"modified":"2024-02-25T10:07:13","modified_gmt":"2024-02-25T10:07:13","slug":"wage-arrestment","status":"publish","type":"page","link":"https:\/\/trustdeed4me.co.uk\/sheriff-officers-scotland\/wage-arrestment\/","title":{"rendered":"Wage Arrestment"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"139\" class=\"elementor elementor-139\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12f8628b e-flex e-con-boxed e-con e-parent\" data-id=\"12f8628b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-679362fb e-con-full e-flex e-con e-child\" data-id=\"679362fb\" data-element_type=\"container\" 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class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e35f327 elementor-widget elementor-widget-heading\" data-id=\"1e35f327\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Wage Arrestment<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6863ee0c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6863ee0c\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/trustdeed4me.co.uk\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stop Creditor Calls<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Freeze Interest and Charges<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Free, No Obligation Consultation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Discover The Right Solution For You<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24e7d785 elementor-widget elementor-widget-text-editor\" data-id=\"24e7d785\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>May not be suitable in all circumstances. Fees may apply, read here. Entering into a Protected Trust Deed may affect your credit rating.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c9089da elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"5c9089da\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"#Form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Enquire Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a333e5c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5a333e5c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-255459 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"255459\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-26e4e1ea e-flex e-con-boxed e-con e-parent\" data-id=\"26e4e1ea\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5ceef5 elementor-widget elementor-widget-menu-anchor\" data-id=\"f5ceef5\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div class=\"elementor-menu-anchor\" id=\"Form\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f4e636d elementor-widget elementor-widget-text-editor\" data-id=\"5f4e636d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tCheck If You Qualify By Answering The Questions <span style=\"color: #0096D5;\">Below<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-696f168b elementor-widget elementor-widget-wpforms\" data-id=\"696f168b\" data-element_type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style id=\"wpforms-css-vars-root\">\n\t\t\t\t:root {\n\t\t\t\t\t--wpforms-field-border-radius: 3px;\n--wpforms-field-border-style: 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id=\"wpforms-css-vars-elementor-widget-696f168b\">\n\t\t\t\t.elementor-widget-wpforms.elementor-element-696f168b {\n\t\t\t\t\t--wpforms-field-background-color: #FFFFFF;\n--wpforms-field-text-color: #000000B3;\n--wpforms-label-sublabel-color: #0000008C;\n--wpforms-button-background-color: #0096D5;\n--wpforms-field-size-input-height: 43px;\n--wpforms-field-size-input-spacing: 15px;\n--wpforms-field-size-font-size: 16px;\n--wpforms-field-size-line-height: 19px;\n--wpforms-field-size-padding-h: 14px;\n--wpforms-field-size-checkbox-size: 16px;\n--wpforms-field-size-sublabel-spacing: 5px;\n--wpforms-field-size-icon-size: 1;\n--wpforms-label-size-font-size: 16px;\n--wpforms-label-size-line-height: 19px;\n--wpforms-label-size-sublabel-font-size: 14px;\n--wpforms-label-size-sublabel-line-height: 17px;\n--wpforms-button-size-font-size: 17px;\n--wpforms-button-size-height: 41px;\n--wpforms-button-size-padding-h: 15px;\n--wpforms-button-size-margin-top: 10px;\n\n\t\t\t\t}\n\t\t\t<\/style>\r\n<style type=\"text\/css\">\r\n@import url('https:\/\/fonts.googleapis.com\/css?family=Poppins');\r\nbody #wpforms-97 {\r\nfont-family:Poppins;}\r\n\r\n\r\n\r\n\r\n\r\n\tbody #wpforms-97 .wpforms-submit-container .wpforms-submit, body #wpforms-97 .wpforms-field-pagebreak button.wpforms-page-button {\r\n\t\ttext-align:center ;background-color:#ffffff ;\t\tborder-width: 0px;\t}\r\n\tbody #wpforms-97 .wpforms-submit-container .wpforms-submit:hover, body #wpforms-97 .wpforms-field-pagebreak button.wpforms-page-button:hover {\r\n\tbackground-color:#0096d5;\t\t}\r\n\tbody #wpforms-97 .wpforms-submit-container,body #wpforms-97 .wpforms-field-pagebreak .wpforms-pagebreak-left{\r\n\ttext-align:center;\t}\r\n\r\n\r\n\r\n\r\n\r\n\r\n \r\n\tbody #wpforms-97 .wpforms-form .wpforms-field-radio li label,\r\n\tbody #wpforms-97 .wpforms-form .wpforms-field-payment-multiple li label {\r\n\t\tline-height:5 ;\t}\r\n \r\n\tbody #wpforms-97 .wpforms-form .wpforms-field-checkbox li label {\r\n\t\t\t}\r\n\r\n\/* Styling for Tablets *\/\r\n@media only screen and (max-width: 800px) and (min-width:481px) {\r\n\t\r\n\r\n\r\n\r\n}\r\n\r\n@media only screen and (max-width: 480px){\r\n\t\r\n\r\n\r\n\t\tbody #wpforms-97 .wpforms-form .wpforms-field-radio li label,\r\n\t\tbody #wpforms-97 .wpforms-form .wpforms-field-payment-multiple li label{\r\n\t\t\tline-height:3 ;\t\t}\r\n\r\n}\r\n\/*Option to add custom CSS *\/\r\n\r\n\r\n\r\n\r\n\t\t<\/style>\r\n\t\t<div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-97\"><form id=\"wpforms-form-97\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"97\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/wp-json\/wp\/v2\/pages\/139\" data-token=\"0640049c23f9fb1b108396ab0a69c376\" data-token-time=\"1714795844\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-page-indicator connector\" data-indicator=\"connector\" data-indicator-color=\"#efb206\" data-scroll=\"1\" role=\"progressbar\" aria-valuenow=\"1\" aria-valuemin=\"1\" aria-valuemax=\"6\" tabindex=\"-1\"><div class=\"wpforms-page-indicator-page active wpforms-page-indicator-page-1\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\" style=\"background-color:#efb206\">1<span class=\"wpforms-page-indicator-page-triangle\" style=\"border-top-color:#efb206\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-2\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">2<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-3\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">3<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-4\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">4<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-5\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">5<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-6\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">6<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><\/div><div class=\"wpforms-field-container\"><div class=\"wpforms-page wpforms-page-1 \" data-page=\"1\"><div id=\"wpforms-97-field_20-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"20\"><\/div><div id=\"wpforms-97-field_56-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"56\"><div id=\"wpforms-97-field_56\" aria-errormessage=\"wpforms-97-field_56-error\"><p style=\"text-align: center;\">How Much Do You Owe In Total?<\/p><\/div><\/div><div id=\"wpforms-97-field_1-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"1\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">How much do you owe in total? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_1\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_1\" name=\"wpforms[fields][1]\" value=\"\u00a30 - \u00a33,000\" aria-errormessage=\"wpforms-97-field_1_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_1\">\u00a30 - \u00a33,000<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_2\" name=\"wpforms[fields][1]\" value=\"\u00a33,000 - \u00a37,000\" aria-errormessage=\"wpforms-97-field_1_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_2\">\u00a33,000 - \u00a37,000<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_3\" name=\"wpforms[fields][1]\" value=\"\u00a37,000 - \u00a315,000\" aria-errormessage=\"wpforms-97-field_1_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_3\">\u00a37,000 - \u00a315,000<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_4\" name=\"wpforms[fields][1]\" value=\"\u00a315,000 or more\" aria-errormessage=\"wpforms-97-field_1_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_4\">\u00a315,000 or more<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_42-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"42\"><div id=\"wpforms-97-field_42\" aria-errormessage=\"wpforms-97-field_42-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_43-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"43\"><div id=\"wpforms-97-field_43\" aria-errormessage=\"wpforms-97-field_43-error\">By knowing how much debt you owe, we can ensure we are able to offer you the most appropriate debt solution for your needs.<\/div><\/div><div id=\"wpforms-97-field_19-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"19\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"1\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-2  \" data-page=\"2\" style=\"display:none;\"><div id=\"wpforms-97-field_57-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"57\"><div id=\"wpforms-97-field_57\" aria-errormessage=\"wpforms-97-field_57-error\"><p style=\"text-align: center;\">How Many Debts Do You Owe?<\/p><\/div><\/div><div id=\"wpforms-97-field_4-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"4\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">How many debts do you owe? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_4\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_1\" name=\"wpforms[fields][4]\" value=\"1\" aria-errormessage=\"wpforms-97-field_4_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_1\">1<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_2\" name=\"wpforms[fields][4]\" value=\"2\" aria-errormessage=\"wpforms-97-field_4_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_2\">2<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_3\" name=\"wpforms[fields][4]\" value=\"3\" aria-errormessage=\"wpforms-97-field_4_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_3\">3<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_4\" name=\"wpforms[fields][4]\" value=\"4\" aria-errormessage=\"wpforms-97-field_4_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_4\">4<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_5\" name=\"wpforms[fields][4]\" value=\"5 or more\" aria-errormessage=\"wpforms-97-field_4_5-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_5\">5 or more<\/label><\/li><li class=\"choice-6 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_6\" name=\"wpforms[fields][4]\" value=\"Not sure\" aria-errormessage=\"wpforms-97-field_4_6-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_6\">Not sure<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_44-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"44\"><div id=\"wpforms-97-field_44\" aria-errormessage=\"wpforms-97-field_44-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_45-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"45\"><div id=\"wpforms-97-field_45\" aria-errormessage=\"wpforms-97-field_45-error\">By knowing how many creditors you have, we can ensure we are offering you an appropriate debt solution.<\/div><\/div><div id=\"wpforms-97-field_22-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"22\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"2\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-3  \" data-page=\"3\" style=\"display:none;\"><div id=\"wpforms-97-field_58-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"58\"><div id=\"wpforms-97-field_58\" aria-errormessage=\"wpforms-97-field_58-error\"><p style=\"text-align: center;\">What's Your Employment Status?<\/p><\/div><\/div><div id=\"wpforms-97-field_2-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"2\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">What&#039;s your employment status? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_2\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_1\" name=\"wpforms[fields][2]\" value=\"Employed\" aria-errormessage=\"wpforms-97-field_2_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_1\">Employed<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_2\" name=\"wpforms[fields][2]\" value=\"Self-Employed\" aria-errormessage=\"wpforms-97-field_2_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_2\">Self-Employed<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_3\" name=\"wpforms[fields][2]\" value=\"On Benefits\" aria-errormessage=\"wpforms-97-field_2_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_3\">On Benefits<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_4\" name=\"wpforms[fields][2]\" value=\"Retired\" aria-errormessage=\"wpforms-97-field_2_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_4\">Retired<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_5\" name=\"wpforms[fields][2]\" value=\"Unemployed\" aria-errormessage=\"wpforms-97-field_2_5-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_5\">Unemployed<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_46-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"46\"><div id=\"wpforms-97-field_46\" aria-errormessage=\"wpforms-97-field_46-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_47-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"47\"><div id=\"wpforms-97-field_47\" aria-errormessage=\"wpforms-97-field_47-error\">This helps us to determine where your income may be coming from so we can find the debt solution that best suits your needs.<\/div><\/div><div id=\"wpforms-97-field_23-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"23\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"3\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-4  \" data-page=\"4\" style=\"display:none;\"><div id=\"wpforms-97-field_59-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"59\"><div id=\"wpforms-97-field_59\" aria-errormessage=\"wpforms-97-field_59-error\"><p style=\"text-align: center;\">What Is Your Residential Status?<\/p><\/div><\/div><div id=\"wpforms-97-field_5-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"5\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">What is your residential status? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_5\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_1\" name=\"wpforms[fields][5]\" value=\"Homeowner\" aria-errormessage=\"wpforms-97-field_5_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_1\">Homeowner<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_2\" name=\"wpforms[fields][5]\" value=\"Tenant\" aria-errormessage=\"wpforms-97-field_5_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_2\">Tenant<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_3\" name=\"wpforms[fields][5]\" value=\"Living with family\" aria-errormessage=\"wpforms-97-field_5_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_3\">Living with family<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_4\" name=\"wpforms[fields][5]\" value=\"Other\" aria-errormessage=\"wpforms-97-field_5_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_4\">Other<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_48-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"48\"><div id=\"wpforms-97-field_48\" aria-errormessage=\"wpforms-97-field_48-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_49-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"49\"><div id=\"wpforms-97-field_49\" aria-errormessage=\"wpforms-97-field_49-error\">Knowing your living arrangements ensures that we offer you solutions that do not put your home at risk.<\/div><\/div><div id=\"wpforms-97-field_24-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"24\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"4\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-5  \" data-page=\"5\" style=\"display:none;\"><div id=\"wpforms-97-field_60-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"60\"><div id=\"wpforms-97-field_60\" aria-errormessage=\"wpforms-97-field_60-error\"><p style=\"text-align: center;\">Where Do You Live?<\/p><\/div><\/div><div id=\"wpforms-97-field_3-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"3\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">Where do you live? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_3\" class=\"wpforms-field-required\"><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_2\" name=\"wpforms[fields][3]\" value=\"England\" aria-errormessage=\"wpforms-97-field_3_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_2\">England<\/label><\/li><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_1\" name=\"wpforms[fields][3]\" value=\"Scotland\" aria-errormessage=\"wpforms-97-field_3_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_1\">Scotland<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_3\" name=\"wpforms[fields][3]\" value=\"Wales\" aria-errormessage=\"wpforms-97-field_3_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_3\">Wales<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_4\" name=\"wpforms[fields][3]\" value=\"Northern Ireland\" aria-errormessage=\"wpforms-97-field_3_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_4\">Northern Ireland<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_50-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"50\"><div id=\"wpforms-97-field_50\" aria-errormessage=\"wpforms-97-field_50-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_51-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"51\"><div id=\"wpforms-97-field_51\" aria-errormessage=\"wpforms-97-field_51-error\">Different countries in the UK can have different legislation regarding debt. By knowing where you live we can ensure we are offering a solution that is appropriate to you.<\/div><\/div><div id=\"wpforms-97-field_26-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"26\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"5\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-6 last \" data-page=\"6\" style=\"display:none;\"><div id=\"wpforms-97-field_25-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"25\"><fieldset><legend class=\"wpforms-field-label\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><div class=\"wpforms-field-row wpforms-field-large\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-97-field_25\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][25][first]\" placeholder=\"First Name\" aria-errormessage=\"wpforms-97-field_25-error\" required><label for=\"wpforms-97-field_25\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">First<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-97-field_25-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][25][last]\" placeholder=\"Last Name\" aria-errormessage=\"wpforms-97-field_25-last-error\" required><label for=\"wpforms-97-field_25-last\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">Last<\/label><\/div><\/div><\/fieldset><\/div><div id=\"wpforms-97-field_27-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"27\"><label class=\"wpforms-field-label\" for=\"wpforms-97-field_27\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-97-field_27\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][27]\" placeholder=\"name@domain.co.uk\" spellcheck=\"false\" aria-errormessage=\"wpforms-97-field_27-error\" required><\/div><div id=\"wpforms-97-field_28-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"28\"><label class=\"wpforms-field-label\" for=\"wpforms-97-field_28\">Phone <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-97-field_28\" class=\"wpforms-field-large wpforms-field-required\" data-rule-int-phone-field=\"true\" name=\"wpforms[fields][28]\" placeholder=\"e.g. 07812345678\" aria-errormessage=\"wpforms-97-field_28-error\" required><\/div><div id=\"wpforms-97-field_35-container\" class=\"wpforms-field wpforms-field-html wpf-disclaim\" data-field-id=\"35\"><div id=\"wpforms-97-field_35\" aria-errormessage=\"wpforms-97-field_35-error\">By submitting, you are agreeing to be contacted by us by phone, email or SMS. You are also agreeing to our privacy policy.<\/div><\/div><div id=\"wpforms-97-field_39-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"39\"><input type=\"hidden\" id=\"wpforms-97-field_39\" name=\"wpforms[fields][39]\"><\/div><div id=\"wpforms-97-field_38-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"38\"><input type=\"hidden\" id=\"wpforms-97-field_38\" name=\"wpforms[fields][38]\"><\/div><div id=\"wpforms-97-field_62-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"62\"><input type=\"hidden\" id=\"wpforms-97-field_62\" name=\"wpforms[fields][62]\"><\/div><div id=\"wpforms-97-field_37-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"37\"><input type=\"hidden\" id=\"wpforms-97-field_37\" name=\"wpforms[fields][37]\"><\/div><div id=\"wpforms-97-field_21-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"21\"><\/div><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" style=\"display:none;\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"97\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/pages\/139\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-97\" class=\"wpforms-submit\" data-alt-text=\"Sending\u2026\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img decoding=\"async\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62c21d03 e-flex e-con-boxed e-con e-parent\" data-id=\"62c21d03\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1f6acc0e e-con-full e-flex e-con e-child\" data-id=\"1f6acc0e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22e79aa elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"22e79aa\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-47c6b87b elementor-widget elementor-widget-text-editor\" data-id=\"47c6b87b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>What Is <span style=\"color: #0096d5;\">Wage Arrestment<\/span>?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-32378892 elementor-widget elementor-widget-text-editor\" data-id=\"32378892\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Wage Arrestment or Earning Arrestment is the most common way for Local Authorities in Scotland to recover council tax debt. It is similar to an Attachment of Earnings in the rest of the UK.<\/p><p>Administered via a court order, Wage Arrestment requires an individual\u2019s employer to deduct money from wages, in order for that money to be used to pay council tax debt. The deduction is taken from a person\u2019s net wages, so once tax and national insurance is taken from your gross wage, a further amount is subtracted to pay the debt.<\/p><p>There are some rules that determine whether someone is eligible for a Wage Arrestment. The clearest one is that you must be employed. Along with this the following also applies:<\/p><ul><li>You must not be on any unemployment benefits<\/li><li>You must not be a serving member of the armed forces<\/li><li>Your debt must be greater than \u00a350.<\/li><\/ul><p>\u00a0<\/p><p>It\u2019s worth noting that, if you have a Wage Arrestment issued to you, then it would need to be administered by your employer, therefore they will be informed of the situation. Some employers will charge a further administration fee of \u00a31 to cover the extra work required to administer the Arrestment.<\/p><p>In some instances, for example if you have a job in the financial sector, you may even be subject to disciplinary action. In this event you could be entitled to have the Wage Arrestment suspended.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7226dfdd e-con-full e-flex e-con e-child\" data-id=\"7226dfdd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-407fb4d8 elementor-widget elementor-widget-image\" data-id=\"407fb4d8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1024x678.jpg\" class=\"attachment-large size-large wp-image-67\" alt=\"Debt Help Scotland\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1024x678.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-300x199.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-768x509.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1536x1018.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-30b44faf e-flex e-con-boxed e-con e-parent\" data-id=\"30b44faf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-425d941c e-con-full e-flex e-con e-child\" data-id=\"425d941c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-448bf5f8 elementor-widget elementor-widget-image\" data-id=\"448bf5f8\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-1024x678.jpg\" class=\"attachment-large size-large wp-image-68\" alt=\"Scottish Trust Deed\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-1024x678.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-300x199.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-768x509.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-1536x1018.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-399895dd e-con-full e-flex e-con e-child\" data-id=\"399895dd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7323cba9 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7323cba9\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ef7840a elementor-widget elementor-widget-text-editor\" data-id=\"5ef7840a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>When Might I Be Given a <span style=\"color: #0096d5;\">Wage Arrestment?<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec8495d elementor-widget elementor-widget-text-editor\" data-id=\"ec8495d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>If you find yourself in debt to your local authority then the following steps will usually be taken:<\/p><p><strong>Reminder<\/strong><\/p><p>If you fall into arrears with your council tax then, in the first instance, you will be sent a reminder informing you that you have approximately 7 days to pay.<\/p><p><strong>Final Notice to Pay<\/strong><\/p><p>If you fail to catch up with your payments, then the next step your council will take is to remove your right to pay in instalments.<\/p><p>This means that your next reminder will be not just for the payment you missed, but for the entire remaining balance for the year. This will usually give you 14 days to pay.<\/p><p>At this stage, if you wish to continue paying in instalments, you would need to contact your local authority directly.<\/p><p><strong>Summary Warrant<\/strong><\/p><p>If, at this stage, you are still unable to pay your outstanding council tax, Then the local authority is able to apply for a summary warrant. This is a certificate that states the amount of debt you owe. It is issued by the <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/sheriff-officers-scotland\/\">Sheriff Court<\/a><\/span>.<\/p><p>It is likely that the first you will learn of your local authority\u2019s application for the Summary Warrant will be you receiving it in the post. The Council is not obliged to inform you of the application.<\/p><p>Once this Summary Warrant has been issued, you will no longer be required to pay the local authority, but instead any payments made will be straight to the Sheriff.<\/p><p>This process often incurs a 10% penalty fee which will be added to your overall debt.<\/p><p><strong>Debt Repayment Plan<\/strong><\/p><p>Once your Summary Warrant has been issued, you will have an opportunity to negotiate a repayment plan.<\/p><p>Advice on Charge for Payment<br \/>If you fail to come to an agreement for a Debt Repayment Plan, then the Sheriff Officer will ask you for the following details:<\/p><ul><li>Details of you current employer, including their name and address.<\/li><li>Your National Insurance number.Your bank account details<\/li><li>Details of any other indiviuals who are liable to pay council tax with you.<\/li><li>You will be given 14 days to provide this information. If you fail then you will be subject to a further fine, which will be applied to the overall debt.<\/li><\/ul><p><strong>Wage\/Earnings Arrestment<\/strong><\/p><p>Once the 14 day period has expired, the Sheriff Officer will have the right to recover the debt directly from your wages.<\/p><p>There is no set formula for calculating how much of your earnings will be taken, but it will often depend on how much you earn.<\/p><p>At this stage you may want to consider applying for a debt solution, for example a <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/\">Trust Deed<\/a><\/span> or <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/other-debt-solutions\/debt-arrangement-scheme\/\">Debt Arrangement Scheme<\/a>.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a20a418 e-flex e-con-boxed e-con e-parent\" data-id=\"a20a418\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3c1eaad3 e-con-full e-flex e-con e-child\" data-id=\"3c1eaad3\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cc888b2 e-con-full e-flex e-con e-child\" data-id=\"cc888b2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-276f9b43 e-con-full e-flex e-con e-child\" data-id=\"276f9b43\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18cc2f89 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"18cc2f89\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 30-04-2024 *\/\n.elementor-widget-image-box .elementor-image-box-content{width:100%}@media (min-width:768px){.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper,.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{display:flex}.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{text-align:end;flex-direction:row-reverse}.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper{text-align:start;flex-direction:row}.elementor-widget-image-box.elementor-position-top .elementor-image-box-img{margin:auto}.elementor-widget-image-box.elementor-vertical-align-top .elementor-image-box-wrapper{align-items:flex-start}.elementor-widget-image-box.elementor-vertical-align-middle .elementor-image-box-wrapper{align-items:center}.elementor-widget-image-box.elementor-vertical-align-bottom .elementor-image-box-wrapper{align-items:flex-end}}@media (max-width:767px){.elementor-widget-image-box .elementor-image-box-img{margin-left:auto!important;margin-right:auto!important;margin-bottom:15px}}.elementor-widget-image-box .elementor-image-box-img{display:inline-block}.elementor-widget-image-box .elementor-image-box-title a{color:inherit}.elementor-widget-image-box .elementor-image-box-wrapper{text-align:center}.elementor-widget-image-box .elementor-image-box-description{margin:0}<\/style><div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card.png\" class=\"attachment-full size-full wp-image-16\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Credit Cards<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47d9bf51 e-con-full e-flex e-con e-child\" data-id=\"47d9bf51\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18b9c5f elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"18b9c5f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing.png\" class=\"attachment-full size-full wp-image-17\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Unsecured Loans<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e150fb9 e-con-full e-flex e-con e-child\" data-id=\"e150fb9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60608df6 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"60608df6\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards.png\" class=\"attachment-full size-full wp-image-18\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Store Cards<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c1fe8bb e-con-full e-flex e-con e-child\" data-id=\"3c1fe8bb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11f5f7c3 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"11f5f7c3\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank.png\" class=\"attachment-full size-full wp-image-19\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Overdrafts<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4381b253 e-con-full e-flex e-con e-child\" data-id=\"4381b253\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b6ee634 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"1b6ee634\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan.png\" class=\"attachment-full size-full wp-image-20\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Personal Loans<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37ad9068 e-flex e-con-boxed e-con e-child\" data-id=\"37ad9068\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29ae4ebc e-con-full e-flex e-con e-child\" data-id=\"29ae4ebc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-246a319c elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"246a319c\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower.png\" class=\"attachment-full size-full wp-image-21\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Utility Bills<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b527379 e-con-full e-flex e-con e-child\" data-id=\"4b527379\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce464cd elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"ce464cd\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit.png\" class=\"attachment-full size-full wp-image-22\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Business Debts<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14c764b1 e-con-full e-flex e-con e-child\" data-id=\"14c764b1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa42024 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"fa42024\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue.png\" class=\"attachment-full size-full wp-image-23\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Catalogues<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5dbe7860 e-con-full e-flex e-con e-child\" data-id=\"5dbe7860\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-283aad1d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"283aad1d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt.png\" class=\"attachment-full size-full wp-image-24\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Debt Collectors<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b0aa615 e-con-full e-flex e-con e-child\" data-id=\"1b0aa615\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-269d91f1 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"269d91f1\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman.png\" class=\"attachment-full size-full wp-image-25\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Bailiffs<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-246b6c48 e-con-full e-flex e-con e-child\" data-id=\"246b6c48\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-765f3894 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"765f3894\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c85d667 elementor-widget elementor-widget-text-editor\" data-id=\"c85d667\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThe Different Debt Types We Can <span style=\"color: #0096D5;\">Help<\/span> With\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-732fb7f0 elementor-widget elementor-widget-text-editor\" data-id=\"732fb7f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Whether it is a <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/\">Trust Deed<\/a><\/span>, <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/other-debt-solutions\/sequestration\/\">Sequestration<\/a><\/span> or a <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/other-debt-solutions\/debt-arrangement-scheme\/\">Debt Arrangement Scheme<\/a><\/span>, only unsecured debt can be included in a debt solution.<\/p><p>Here are some examples of some typical unsecured debts that you may have.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2aca2ee6 e-flex e-con-boxed e-con e-parent\" data-id=\"2aca2ee6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d3d8a3a e-con-full e-flex e-con e-child\" data-id=\"d3d8a3a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7352e7b2 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7352e7b2\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-68773819 elementor-widget elementor-widget-text-editor\" data-id=\"68773819\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>How Could A <span style=\"color: #0096d5;\">Trust Deed<\/span> Help You?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d9a72e0 elementor-widget elementor-widget-text-editor\" data-id=\"d9a72e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Remember, if you are struggling with debt, you are not alone. Contact us at TrustDeed4Me to take the first step towards a debt free life.<\/p><p>This is a real life example of how we have helped one of our customers. Click on our link below to see how we could help you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-435c9689 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"435c9689\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"#Form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Enquire Now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15ed9466 e-con-full e-flex e-con e-child\" data-id=\"15ed9466\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68c12965 elementor-widget elementor-widget-image\" data-id=\"68c12965\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"487\" height=\"730\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/Asset-1-1.png\" class=\"attachment-large size-large wp-image-130\" alt=\"Trust Deed Scotland\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/Asset-1-1.png 487w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/Asset-1-1-200x300.png 200w\" sizes=\"(max-width: 487px) 100vw, 487px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-21fe963f e-flex e-con-boxed e-con e-parent\" data-id=\"21fe963f\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7c2e0fb5 elementor-widget elementor-widget-text-editor\" data-id=\"7c2e0fb5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWhy Choose TrustDeed<span style=\"color: #0096D5;\">4<\/span>Me?\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4b3ee170 e-flex e-con-boxed e-con e-parent\" data-id=\"4b3ee170\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3b9a74d8 e-con-full e-flex e-con e-child\" data-id=\"3b9a74d8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a8995c7 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"7a8995c7\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1706\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1.jpg\" class=\"attachment-full size-full wp-image-27\" alt=\"Trust Deed Scotland\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1.jpg 2560w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-300x200.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-1024x682.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-768x512.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-1536x1024.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Friendly & Understanding<\/h3><p class=\"elementor-image-box-description\">Our friendly, understanding and expertly trained advisors are ready to assist you, offering impartial and practical guidance in a completely non-judgmental setting. We recognise that anyone can encounter financial challenges, which is why we prioritise treating our customers with empathy and understanding.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6fcab147 e-con-full e-flex e-con e-child\" data-id=\"6fcab147\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ff73a6 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"4ff73a6\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1706\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1.jpeg\" class=\"attachment-full size-full wp-image-28\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1.jpeg 2560w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-300x200.jpeg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-1024x682.jpeg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-768x512.jpeg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-1536x1024.jpeg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-2048x1365.jpeg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Proven Track Record<\/h3><p class=\"elementor-image-box-description\">With over 20 years of experience, we have helped literally thousands of people solve their money worries. Once you have enquired, one of our team members will be in touch, learning about your specific circumstances and pointing you in the direction of the help you need; whether that is with us, or one of our trusted partners.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b616d16 e-con-full e-flex e-con e-child\" data-id=\"1b616d16\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d7e8288 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2d7e8288\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1.jpg\" class=\"attachment-full size-full wp-image-29\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1.jpg 2560w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-300x200.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-1024x683.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-768x512.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-1536x1024.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Ongoing Support<\/h3><p class=\"elementor-image-box-description\">If you choose to become one of our clients then, should you need us, we are here to help. We understand that life can be tough and we can all be faced with the unexpected from time to time, so should your circumstances change during your Trust Deed term, get in touch and get the support you need.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7173f5e4 e-flex e-con-boxed e-con e-parent\" data-id=\"7173f5e4\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-29024cb0 e-con-full e-transform e-flex e-con e-child\" data-id=\"29024cb0\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cf1d2fa elementor-widget elementor-widget-image\" data-id=\"5cf1d2fa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"588\" height=\"1000\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/asian-businesswoman-standing-with-her-arms-crossed-2023-02-11-03-47-44-utc-min.png\" class=\"attachment-large size-large wp-image-30\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/asian-businesswoman-standing-with-her-arms-crossed-2023-02-11-03-47-44-utc-min.png 588w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/asian-businesswoman-standing-with-her-arms-crossed-2023-02-11-03-47-44-utc-min-176x300.png 176w\" sizes=\"(max-width: 588px) 100vw, 588px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1c288ad8 e-con-full e-flex e-con e-child\" data-id=\"1c288ad8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44b9e0a0 elementor-widget elementor-widget-text-editor\" data-id=\"44b9e0a0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWhat Our Clients Says About <span style=\"color: #0096D5;\">Us<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-535c63dd elementor-testimonial--skin-default elementor-testimonial--layout-image_inline elementor-testimonial--align-center elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel\" data-id=\"535c63dd\" data-element_type=\"widget\" data-settings=\"{&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/trustdeed4me.co.uk\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-carousel.min.css\">\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tThe advisor was extremely helpful. Keeping me updated with all the information I needed to know. He was very understanding in my situation he put me at ease and made my experience totally stress free.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Donna<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tExtremely helpful and empathetic advisors with no judgement. Explained everything thoroughly and made it look like there could be some light at the end of the tunnel!\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Tilly<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tThe advisor was very helpful and friendly guiding me and advising me of what would be the best decision for me. Really appreciate your guys help!\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Chloe<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Previous<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Next<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-20012330 e-flex e-con-boxed e-con e-parent\" data-id=\"20012330\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b9217f1 elementor-widget elementor-widget-heading\" data-id=\"5b9217f1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is wage arrestment?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-753ffdbe elementor-widget elementor-widget-text-editor\" data-id=\"753ffdbe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"keyword-highlight-true\">Wage<\/span> arrestment, also known as <span class=\"keyword-highlight-true\">wage<\/span> garnishment or <span class=\"keyword-highlight-true\">attachment of earnings<\/span>, is a legal process in which a <span class=\"keyword-highlight-true\">creditor<\/span> obtains a <span class=\"keyword-highlight-true\">court order<\/span> requiring an employer to deduct a portion of an individuals earnings directly from their <span class=\"keyword-highlight-true\">salary<\/span> to repay outstanding <span class=\"keyword-highlight-true\">debt<\/span>s.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-137d04d1 elementor-widget elementor-widget-heading\" data-id=\"137d04d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does wage arrestment impact credit rating?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-158c9c0 elementor-widget elementor-widget-text-editor\" data-id=\"158c9c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"keyword-highlight-true\">Wage<\/span> arrestment can negatively affect an individuals <span class=\"keyword-highlight-true\">credit rating<\/span> because it indicates to potential lenders that the <span class=\"keyword-highlight-true\">debtor<\/span> has defaulted on previous financial commitments and needed legal intervention to ensure re<span class=\"keyword-highlight-true\">payment<\/span>. This can lead to a lower <span class=\"keyword-highlight-true\">credit<\/span> score and difficulty obtaining future <span class=\"keyword-highlight-true\">credit<\/span>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fcdcdc7 elementor-widget elementor-widget-heading\" data-id=\"1fcdcdc7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can bailiffs or sheriffs enforce wage arrestments?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f30d0a elementor-widget elementor-widget-text-editor\" data-id=\"9f30d0a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes, sheriffs can enforce <span class=\"keyword-highlight-true\">wage<\/span> arrestments. As well as being involved in the physical collection of <span class=\"keyword-highlight-true\">asset<\/span>s or <span class=\"keyword-highlight-true\">property<\/span> to settle <span class=\"keyword-highlight-true\">debt<\/span>s a Sheriff can also enforce a wage arrestment. <span class=\"keyword-highlight-true\">Wage<\/span> arrestments are typically enforced through the <span class=\"keyword-highlight-true\">court<\/span>s and managed by employers who deduct the <span class=\"keyword-highlight-true\">payment<\/span>s directly from the <span class=\"keyword-highlight-true\">debtor<\/span>s <span class=\"keyword-highlight-true\">wage<\/span>s.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-16148360 elementor-widget elementor-widget-heading\" data-id=\"16148360\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Are there any protections for individuals undergoing wage arrestment?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-25fd9005 elementor-widget elementor-widget-text-editor\" data-id=\"25fd9005\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Yes, there are protections in place for individuals subject to <span class=\"keyword-highlight-true\">wage<\/span> arrestment. There are limits on how much <span class=\"keyword-highlight-true\">money<\/span> can be taken from ones <span class=\"keyword-highlight-true\">salary<\/span>, ensuring that individuals retain enough <span class=\"keyword-highlight-true\">income<\/span> for essential living expenses. The specific rules and amounts protected vary depending on local <span class=\"keyword-highlight-true\">law<\/span>s.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61e8d0ae elementor-widget elementor-widget-heading\" data-id=\"61e8d0ae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Does National Insurance have any relation to wage arrestment?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46ee8d2e elementor-widget elementor-widget-text-editor\" data-id=\"46ee8d2e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span class=\"keyword-highlight-true\">National <\/span><span class=\"keyword-highlight-true\">Insurance<\/span> contributions are unaffected by <span class=\"keyword-highlight-true\">wage<\/span> arrestments since they are mandatory <span class=\"keyword-highlight-true\">payment<\/span>s required by <span class=\"keyword-highlight-true\">law<\/span> and contribute toward state benefits and <span class=\"keyword-highlight-true\">pension<\/span>s in the UK. However, when calculating the amount that can be legally deducted through <span class=\"keyword-highlight-true\">wage<\/span> arrestment, mandatory deductions such as <span class=\"keyword-highlight-true\">National <\/span><span class=\"keyword-highlight-true\">Insurance<\/span> contributions will usually be considered when determining disposable <span class=\"keyword-highlight-true\">income<\/span>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Wage Arrestment Stop Creditor Calls Freeze Interest and Charges Free, No Obligation Consultation Discover The Right Solution For You May not be suitable in all circumstances. Fees may apply, read here. Entering into a Protected Trust Deed may affect your credit rating. Enquire Now Check If You Qualify By Answering The Questions Below Please enable [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":135,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Wage Arrestment | TrustDeed4Me.co.uk","_seopress_titles_desc":"Are you being threatened with a Wage Arrestment? 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