{"id":171,"date":"2024-02-16T11:43:25","date_gmt":"2024-02-16T11:43:25","guid":{"rendered":"https:\/\/trustdeed4me.co.uk\/?page_id=171"},"modified":"2024-02-25T09:11:38","modified_gmt":"2024-02-25T09:11:38","slug":"debt-arrangement-scheme","status":"publish","type":"page","link":"https:\/\/trustdeed4me.co.uk\/other-debt-solutions\/debt-arrangement-scheme\/","title":{"rendered":"Debt Arrangement Scheme"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"171\" class=\"elementor elementor-171\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9842aa e-flex e-con-boxed e-con e-parent\" data-id=\"d9842aa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-431a9a48 e-con-full e-flex e-con e-child\" data-id=\"431a9a48\" 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.elementor-divider-separator:after,.elementor-widget-divider--separator-type-pattern:not(.elementor-widget-divider--view-line) .elementor-divider-separator:before,.elementor-widget-divider--separator-type-pattern:not([class*=elementor-widget-divider--view]) .elementor-divider-separator{width:100%;min-height:var(--divider-pattern-height);-webkit-mask-size:var(--divider-pattern-size) 100%;mask-size:var(--divider-pattern-size) 100%;-webkit-mask-repeat:var(--divider-pattern-repeat);mask-repeat:var(--divider-pattern-repeat);background-color:var(--divider-color);-webkit-mask-image:var(--divider-pattern-url);mask-image:var(--divider-pattern-url)}.elementor-widget-divider--no-spacing{--divider-pattern-size:auto}.elementor-widget-divider--bg-round{--divider-pattern-repeat:round}.rtl .elementor-widget-divider .elementor-divider__text{direction:rtl}.e-con-inner>.elementor-widget-divider,.e-con>.elementor-widget-divider{width:var(--container-widget-width,100%);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-448d6590 elementor-widget elementor-widget-heading\" data-id=\"448d6590\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 10-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Debt Arrangement Scheme<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10267c36 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"10267c36\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/trustdeed4me.co.uk\/wp-content\/plugins\/elementor\/assets\/css\/widget-icon-list.min.css\">\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Stop Creditor Calls<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Freeze Interest and Charges<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Free, No Obligation Consultation<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Discover The Right Solution For You<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49a78b66 elementor-widget elementor-widget-text-editor\" data-id=\"49a78b66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 10-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>May not be suitable in all circumstances. Fees may apply, read here. Entering into a Protected Trust Deed may affect your credit rating.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ef4b977 elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"7ef4b977\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"#Form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Enquire Now<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6bd6ed2a elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"6bd6ed2a\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-15911d95 e-con-full elementor-hidden-mobile e-flex e-con e-child\" data-id=\"15911d95\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7345859 e-flex e-con-boxed e-con e-parent\" data-id=\"7345859\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5ff94b56 elementor-widget elementor-widget-menu-anchor\" data-id=\"5ff94b56\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 10-04-2024 *\/\nbody.elementor-page .elementor-widget-menu-anchor{margin-bottom:0}<\/style>\t\t<div id=\"Form\" class=\"elementor-menu-anchor\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-295c99c1 elementor-widget elementor-widget-text-editor\" data-id=\"295c99c1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tCheck If You Qualify By Answering The Questions <span style=\"color: #0096D5;\">Below<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35ee7a66 elementor-widget elementor-widget-wpforms\" data-id=\"35ee7a66\" data-element_type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style id=\"wpforms-css-vars-root\">\n\t\t\t\t:root {\n\t\t\t\t\t--wpforms-field-border-radius: 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.wpforms-field-payment-multiple li label {\r\n\t\tline-height:5 ;\t}\r\n \r\n\tbody #wpforms-97 .wpforms-form .wpforms-field-checkbox li label {\r\n\t\t\t}\r\n\r\n\/* Styling for Tablets *\/\r\n@media only screen and (max-width: 800px) and (min-width:481px) {\r\n\t\r\n\r\n\r\n\r\n}\r\n\r\n@media only screen and (max-width: 480px){\r\n\t\r\n\r\n\r\n\t\tbody #wpforms-97 .wpforms-form .wpforms-field-radio li label,\r\n\t\tbody #wpforms-97 .wpforms-form .wpforms-field-payment-multiple li label{\r\n\t\t\tline-height:3 ;\t\t}\r\n\r\n}\r\n\/*Option to add custom CSS *\/\r\n\r\n\r\n\r\n\r\n\t\t<\/style>\r\n\t\t<div class=\"wpforms-container wpforms-container-full wpforms-render-modern\" id=\"wpforms-97\"><form id=\"wpforms-form-97\" class=\"wpforms-validate wpforms-form wpforms-ajax-form\" data-formid=\"97\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/wp-json\/wp\/v2\/pages\/171\" data-token=\"ad50b7b379181281ace993849b8c2e23\"><noscript class=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/noscript><div class=\"wpforms-hidden\" id=\"wpforms-error-noscript\">Please enable JavaScript in your browser to complete this form.<\/div><div class=\"wpforms-page-indicator connector\" data-indicator=\"connector\" data-indicator-color=\"#efb206\" data-scroll=\"1\" role=\"progressbar\" aria-valuenow=\"1\" aria-valuemin=\"1\" aria-valuemax=\"6\" tabindex=\"-1\"><div class=\"wpforms-page-indicator-page active wpforms-page-indicator-page-1\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\" style=\"background-color:#efb206\">1<span class=\"wpforms-page-indicator-page-triangle\" style=\"border-top-color:#efb206\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-2\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">2<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-3\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">3<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-4\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">4<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-5\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">5<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><div class=\"wpforms-page-indicator-page  wpforms-page-indicator-page-6\" style=\"width:16.666666666667%;\"><span class=\"wpforms-page-indicator-page-number\">6<span class=\"wpforms-page-indicator-page-triangle\"><\/span><\/span><\/div><\/div><div class=\"wpforms-field-container\"><div class=\"wpforms-page wpforms-page-1 \" data-page=\"1\"><div id=\"wpforms-97-field_20-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"20\"><\/div><div id=\"wpforms-97-field_56-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"56\"><div id=\"wpforms-97-field_56\" aria-errormessage=\"wpforms-97-field_56-error\"><p style=\"text-align: center;\">How Much Do You Owe In Total?<\/p><\/div><\/div><div id=\"wpforms-97-field_1-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"1\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">How much do you owe in total? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_1\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_1\" name=\"wpforms[fields][1]\" value=\"\u00a30 - \u00a33,000\" aria-errormessage=\"wpforms-97-field_1_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_1\">\u00a30 - \u00a33,000<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_2\" name=\"wpforms[fields][1]\" value=\"\u00a33,000 - \u00a37,000\" aria-errormessage=\"wpforms-97-field_1_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_2\">\u00a33,000 - \u00a37,000<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_3\" name=\"wpforms[fields][1]\" value=\"\u00a37,000 - \u00a315,000\" aria-errormessage=\"wpforms-97-field_1_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_3\">\u00a37,000 - \u00a315,000<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_1_4\" name=\"wpforms[fields][1]\" value=\"\u00a315,000 or more\" aria-errormessage=\"wpforms-97-field_1_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_1_4\">\u00a315,000 or more<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_42-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"42\"><div id=\"wpforms-97-field_42\" aria-errormessage=\"wpforms-97-field_42-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_43-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"43\"><div id=\"wpforms-97-field_43\" aria-errormessage=\"wpforms-97-field_43-error\">By knowing how much debt you owe, we can ensure we are able to offer you the most appropriate debt solution for your needs.<\/div><\/div><div id=\"wpforms-97-field_19-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"19\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"1\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-2  \" data-page=\"2\" style=\"display:none;\"><div id=\"wpforms-97-field_57-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"57\"><div id=\"wpforms-97-field_57\" aria-errormessage=\"wpforms-97-field_57-error\"><p style=\"text-align: center;\">How Many Debts Do You Owe?<\/p><\/div><\/div><div id=\"wpforms-97-field_4-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"4\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">How many debts do you owe? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_4\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_1\" name=\"wpforms[fields][4]\" value=\"1\" aria-errormessage=\"wpforms-97-field_4_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_1\">1<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_2\" name=\"wpforms[fields][4]\" value=\"2\" aria-errormessage=\"wpforms-97-field_4_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_2\">2<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_3\" name=\"wpforms[fields][4]\" value=\"3\" aria-errormessage=\"wpforms-97-field_4_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_3\">3<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_4\" name=\"wpforms[fields][4]\" value=\"4\" aria-errormessage=\"wpforms-97-field_4_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_4\">4<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_5\" name=\"wpforms[fields][4]\" value=\"5 or more\" aria-errormessage=\"wpforms-97-field_4_5-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_5\">5 or more<\/label><\/li><li class=\"choice-6 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_4_6\" name=\"wpforms[fields][4]\" value=\"Not sure\" aria-errormessage=\"wpforms-97-field_4_6-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_4_6\">Not sure<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_44-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"44\"><div id=\"wpforms-97-field_44\" aria-errormessage=\"wpforms-97-field_44-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_45-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"45\"><div id=\"wpforms-97-field_45\" aria-errormessage=\"wpforms-97-field_45-error\">By knowing how many creditors you have, we can ensure we are offering you an appropriate debt solution.<\/div><\/div><div id=\"wpforms-97-field_22-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"22\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"2\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-3  \" data-page=\"3\" style=\"display:none;\"><div id=\"wpforms-97-field_58-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"58\"><div id=\"wpforms-97-field_58\" aria-errormessage=\"wpforms-97-field_58-error\"><p style=\"text-align: center;\">What's Your Employment Status?<\/p><\/div><\/div><div id=\"wpforms-97-field_2-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"2\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">What&#039;s your employment status? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_2\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_1\" name=\"wpforms[fields][2]\" value=\"Employed\" aria-errormessage=\"wpforms-97-field_2_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_1\">Employed<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_2\" name=\"wpforms[fields][2]\" value=\"Self-Employed\" aria-errormessage=\"wpforms-97-field_2_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_2\">Self-Employed<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_3\" name=\"wpforms[fields][2]\" value=\"On Benefits\" aria-errormessage=\"wpforms-97-field_2_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_3\">On Benefits<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_4\" name=\"wpforms[fields][2]\" value=\"Retired\" aria-errormessage=\"wpforms-97-field_2_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_4\">Retired<\/label><\/li><li class=\"choice-5 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_2_5\" name=\"wpforms[fields][2]\" value=\"Unemployed\" aria-errormessage=\"wpforms-97-field_2_5-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_2_5\">Unemployed<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_46-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"46\"><div id=\"wpforms-97-field_46\" aria-errormessage=\"wpforms-97-field_46-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_47-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"47\"><div id=\"wpforms-97-field_47\" aria-errormessage=\"wpforms-97-field_47-error\">This helps us to determine where your income may be coming from so we can find the debt solution that best suits your needs.<\/div><\/div><div id=\"wpforms-97-field_23-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"23\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"3\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-4  \" data-page=\"4\" style=\"display:none;\"><div id=\"wpforms-97-field_59-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"59\"><div id=\"wpforms-97-field_59\" aria-errormessage=\"wpforms-97-field_59-error\"><p style=\"text-align: center;\">What Is Your Residential Status?<\/p><\/div><\/div><div id=\"wpforms-97-field_5-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"5\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">What is your residential status? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_5\" class=\"wpforms-field-required\"><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_1\" name=\"wpforms[fields][5]\" value=\"Homeowner\" aria-errormessage=\"wpforms-97-field_5_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_1\">Homeowner<\/label><\/li><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_2\" name=\"wpforms[fields][5]\" value=\"Tenant\" aria-errormessage=\"wpforms-97-field_5_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_2\">Tenant<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_3\" name=\"wpforms[fields][5]\" value=\"Living with family\" aria-errormessage=\"wpforms-97-field_5_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_3\">Living with family<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_5_4\" name=\"wpforms[fields][5]\" value=\"Other\" aria-errormessage=\"wpforms-97-field_5_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_5_4\">Other<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_48-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"48\"><div id=\"wpforms-97-field_48\" aria-errormessage=\"wpforms-97-field_48-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_49-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"49\"><div id=\"wpforms-97-field_49\" aria-errormessage=\"wpforms-97-field_49-error\">Knowing your living arrangements ensures that we offer you solutions that do not put your home at risk.<\/div><\/div><div id=\"wpforms-97-field_24-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"24\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"4\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-5  \" data-page=\"5\" style=\"display:none;\"><div id=\"wpforms-97-field_60-container\" class=\"wpforms-field wpforms-field-html wpf-field-title\" data-field-id=\"60\"><div id=\"wpforms-97-field_60\" aria-errormessage=\"wpforms-97-field_60-error\"><p style=\"text-align: center;\">Where Do You Live?<\/p><\/div><\/div><div id=\"wpforms-97-field_3-container\" class=\"wpforms-field wpforms-field-radio wpforms-list-2-columns\" data-field-id=\"3\"><fieldset><legend class=\"wpforms-field-label wpforms-label-hide\" aria-hidden=\"false\">Where do you live? <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><ul id=\"wpforms-97-field_3\" class=\"wpforms-field-required\"><li class=\"choice-2 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_2\" name=\"wpforms[fields][3]\" value=\"England\" aria-errormessage=\"wpforms-97-field_3_2-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_2\">England<\/label><\/li><li class=\"choice-1 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_1\" name=\"wpforms[fields][3]\" value=\"Scotland\" aria-errormessage=\"wpforms-97-field_3_1-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_1\">Scotland<\/label><\/li><li class=\"choice-3 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_3\" name=\"wpforms[fields][3]\" value=\"Wales\" aria-errormessage=\"wpforms-97-field_3_3-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_3\">Wales<\/label><\/li><li class=\"choice-4 depth-1\"><input type=\"radio\" id=\"wpforms-97-field_3_4\" name=\"wpforms[fields][3]\" value=\"Northern Ireland\" aria-errormessage=\"wpforms-97-field_3_4-error\" required ><label class=\"wpforms-field-label-inline\" for=\"wpforms-97-field_3_4\">Northern Ireland<\/label><\/li><\/ul><\/fieldset><\/div><div id=\"wpforms-97-field_50-container\" class=\"wpforms-field wpforms-field-html wpf-blue-background\" data-field-id=\"50\"><div id=\"wpforms-97-field_50\" aria-errormessage=\"wpforms-97-field_50-error\">Why are we asking this question?<\/div><\/div><div id=\"wpforms-97-field_51-container\" class=\"wpforms-field wpforms-field-html wpf-green-background\" data-field-id=\"51\"><div id=\"wpforms-97-field_51\" aria-errormessage=\"wpforms-97-field_51-error\">Different countries in the UK can have different legislation regarding debt. By knowing where you live we can ensure we are offering a solution that is appropriate to you.<\/div><\/div><div id=\"wpforms-97-field_26-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"26\"><div class=\"wpforms-clear wpforms-pagebreak-left\"><button class=\"wpforms-page-button wpforms-page-next wpforms-disabled\"\n\t\t\t\t\tdata-action=\"next\" data-page=\"5\" data-formid=\"97\" aria-disabled=\"true\" aria-describedby=\"wpforms-error-noscript\">Next<\/button><\/div><\/div><\/div><div class=\"wpforms-page wpforms-page-6 last \" data-page=\"6\" style=\"display:none;\"><div id=\"wpforms-97-field_25-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"25\"><fieldset><legend class=\"wpforms-field-label\">Name <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/legend><div class=\"wpforms-field-row wpforms-field-large\"><div class=\"wpforms-field-row-block wpforms-first wpforms-one-half\"><input type=\"text\" id=\"wpforms-97-field_25\" class=\"wpforms-field-name-first wpforms-field-required\" name=\"wpforms[fields][25][first]\" placeholder=\"First Name\" aria-errormessage=\"wpforms-97-field_25-error\" required><label for=\"wpforms-97-field_25\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">First<\/label><\/div><div class=\"wpforms-field-row-block wpforms-one-half\"><input type=\"text\" id=\"wpforms-97-field_25-last\" class=\"wpforms-field-name-last wpforms-field-required\" name=\"wpforms[fields][25][last]\" placeholder=\"Last Name\" aria-errormessage=\"wpforms-97-field_25-last-error\" required><label for=\"wpforms-97-field_25-last\" class=\"wpforms-field-sublabel after wpforms-sublabel-hide\">Last<\/label><\/div><\/div><\/fieldset><\/div><div id=\"wpforms-97-field_27-container\" class=\"wpforms-field wpforms-field-email\" data-field-id=\"27\"><label class=\"wpforms-field-label\" for=\"wpforms-97-field_27\">Email <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"email\" id=\"wpforms-97-field_27\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][27]\" placeholder=\"name@domain.co.uk\" spellcheck=\"false\" aria-errormessage=\"wpforms-97-field_27-error\" required><\/div><div id=\"wpforms-97-field_28-container\" class=\"wpforms-field wpforms-field-phone\" data-field-id=\"28\"><label class=\"wpforms-field-label\" for=\"wpforms-97-field_28\">Phone <span class=\"wpforms-required-label\" aria-hidden=\"true\">*<\/span><\/label><input type=\"tel\" id=\"wpforms-97-field_28\" class=\"wpforms-field-large wpforms-field-required\" data-rule-int-phone-field=\"true\" name=\"wpforms[fields][28]\" placeholder=\"e.g. 07812345678\" aria-errormessage=\"wpforms-97-field_28-error\" required><\/div><div id=\"wpforms-97-field_35-container\" class=\"wpforms-field wpforms-field-html wpf-disclaim\" data-field-id=\"35\"><div id=\"wpforms-97-field_35\" aria-errormessage=\"wpforms-97-field_35-error\">By submitting, you are agreeing to be contacted by us by phone, email or SMS. You are also agreeing to our privacy policy.<\/div><\/div><div id=\"wpforms-97-field_39-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"39\"><input type=\"hidden\" id=\"wpforms-97-field_39\" name=\"wpforms[fields][39]\" aria-errormessage=\"wpforms-97-field_39-error\"><\/div><div id=\"wpforms-97-field_38-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"38\"><input type=\"hidden\" id=\"wpforms-97-field_38\" name=\"wpforms[fields][38]\" aria-errormessage=\"wpforms-97-field_38-error\"><\/div><div id=\"wpforms-97-field_62-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"62\"><input type=\"hidden\" id=\"wpforms-97-field_62\" name=\"wpforms[fields][62]\" aria-errormessage=\"wpforms-97-field_62-error\"><\/div><div id=\"wpforms-97-field_37-container\" class=\"wpforms-field wpforms-field-hidden\" data-field-id=\"37\"><input type=\"hidden\" id=\"wpforms-97-field_37\" name=\"wpforms[fields][37]\" aria-errormessage=\"wpforms-97-field_37-error\"><\/div><div id=\"wpforms-97-field_21-container\" class=\"wpforms-field wpforms-field-pagebreak\" data-field-id=\"21\"><\/div><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-submit-container\" style=\"display:none;\"><input type=\"hidden\" name=\"wpforms[id]\" value=\"97\"><input type=\"hidden\" name=\"wpforms[author]\" value=\"1\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-97\" class=\"wpforms-submit\" data-alt-text=\"Sending\u2026\" data-submit-text=\"Submit\" aria-live=\"assertive\" value=\"wpforms-submit\">Submit<\/button><img decoding=\"async\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/plugins\/wpforms\/assets\/images\/submit-spin.svg\" class=\"wpforms-submit-spinner\" style=\"display: none;\" width=\"26\" height=\"26\" alt=\"Loading\"><\/div><\/form><\/div>  <!-- .wpforms-container -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2a9edf85 e-flex e-con-boxed e-con e-parent\" data-id=\"2a9edf85\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3f1197c1 e-con-full e-flex e-con e-child\" data-id=\"3f1197c1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4614e5c0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4614e5c0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35b6ab17 elementor-widget elementor-widget-text-editor\" data-id=\"35b6ab17\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>What Is A <span style=\"color: #0096d5;\">Debt Arrangement Scheme (DAS)<\/span>?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3049b75 elementor-widget elementor-widget-text-editor\" data-id=\"3049b75\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>First introduced in Scotland in 2004, a DAS (Debt Arrangement Scheme) is a legally binding debt solution available to residents of Scotland. It is an alternative to a <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/\">Trust Deed<\/a><\/span> or <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/trustdeed4me.co.uk\/other-debt-solutions\/sequestration\/\">Sequestration<\/a><\/span>.<\/p><p>A DAS allows you to freeze the interest and any charges on your debt and repay it over an extended period of time. It is controlled by a DAS administrator who will decide the duration of the arrangement. This will be based on factors like, how much you owe and how much you can afford to pay back each month.<\/p><p>Entering into a Debt Arrangement Scheme (DAS) binds you to an agreement where you will make one monthly payment that will be divided between your creditors. This allows your creditors to receive a regular payment towards your arrears.<\/p><p>The DAS should be administered by an approved money advisor, who will represent you when dealing with your lenders. This means you will no longer have to deal with them yourself.<\/p><p>You can employ an advisor through The Citizens Advice Bureau or your local authority. You can also use an Insolvency Practitioner to act as your money advisor.<\/p><p>There are no fees required to set up a DAS and there is no fixed length for the agreement. However the average length of time that a DAS usually takes to complete is approximately six and a half years.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63e4d74 e-con-full e-flex e-con e-child\" data-id=\"63e4d74\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4b02b683 elementor-widget elementor-widget-image\" data-id=\"4b02b683\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 10-04-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1024x678.jpg\" class=\"attachment-large size-large wp-image-67\" alt=\"Debt Help Scotland\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1024x678.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-300x199.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-768x509.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1536x1018.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ec51bc8 e-flex e-con-boxed e-con e-parent\" data-id=\"1ec51bc8\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6753a61a e-con-full e-flex e-con e-child\" data-id=\"6753a61a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-46bf52c1 elementor-widget elementor-widget-image\" data-id=\"46bf52c1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-1024x678.jpg\" class=\"attachment-large size-large wp-image-68\" alt=\"Scottish Trust Deed\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-1024x678.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-300x199.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-768x509.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363-1536x1018.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-ryan-west-10968363.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1ff94466 e-con-full e-flex e-con e-child\" data-id=\"1ff94466\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-344bd10c elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"344bd10c\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4080a85b elementor-widget elementor-widget-text-editor\" data-id=\"4080a85b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWho Qualifies For A <span style=\"color: #0096d5;\">Debt Arrangement Scheme<\/span>?\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d8441e9 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7d8441e9\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Must Not Be Subject to a Trust Deed or Sequestration.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You Owe to More Than One Creditor<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You Live in Scotland<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You Must Be Able to Afford to Make Reasonable Monthly Payments<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d659b01 e-flex e-con-boxed e-con e-parent\" data-id=\"d659b01\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-59c14e8 e-con-full e-flex e-con e-child\" data-id=\"59c14e8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a244f0 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"0a244f0\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ab3d21 elementor-widget elementor-widget-text-editor\" data-id=\"5ab3d21\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>What Process Will I Need to Follow for a <span style=\"color: #0096d5;\">Debt Arrangement Scheme<\/span>?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5457d20 elementor-widget elementor-widget-text-editor\" data-id=\"5457d20\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A Debt Arrangement Scheme should take around 6-8 weeks to complete depending on how quickly you respond to any queries you may have. Once you have appointed a money advisor the following steps will be taken:<\/p><ul><li>A proposal is sent to each of your creditors, giving them 21 days to object<\/li><li>The Debt Payment Programme will be automatically approved if there are no objections<\/li><li>If there are any objections made by the creditors, then the advisor will decide if they are fair or whether the objection can be overruled.<\/li><li>If the advisor decides that any of the objections are valid, then you may be requested to create a new Debt Payment Programme that addresses their concerns.<\/li><li>Once the advisor is happy that the proposal is fair, it will be approved. At this point there is nothing the creditors can do to stop the approval.<\/li><li>If the revised proposal is rejected and no agreement can be found, then there is an appeals process that you can use. If this fails, then you may be left with only a Trust Deed or Bankruptcy to fall back on.<\/li><li>If your financial situation changes while you are paying you DAS, you can have the terms of the agreement changed without charge. This can be to both increase or decrease your payments, depending on your circumstances.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8237bf1 e-con-full e-flex e-con e-child\" data-id=\"8237bf1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6dbaee elementor-widget elementor-widget-image\" data-id=\"a6dbaee\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"530\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1024x678.jpg\" class=\"attachment-large size-large wp-image-67\" alt=\"Debt Help Scotland\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1024x678.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-300x199.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-768x509.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414-1536x1018.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/pexels-valentine-kulikov-11129414.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bce6264 e-flex e-con-boxed e-con e-parent\" data-id=\"bce6264\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9096040 e-con-full e-flex e-con e-child\" data-id=\"9096040\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c602ee elementor-widget elementor-widget-image\" data-id=\"5c602ee\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/family-day-is-always-fun-portrait-of-a-loving-fam-2023-11-27-04-54-50-utc-scaled-1-1024x1024.jpg\" class=\"attachment-large size-large wp-image-15\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/family-day-is-always-fun-portrait-of-a-loving-fam-2023-11-27-04-54-50-utc-scaled-1-1024x1024.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/family-day-is-always-fun-portrait-of-a-loving-fam-2023-11-27-04-54-50-utc-scaled-1-300x300.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/family-day-is-always-fun-portrait-of-a-loving-fam-2023-11-27-04-54-50-utc-scaled-1-150x150.jpg 150w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/family-day-is-always-fun-portrait-of-a-loving-fam-2023-11-27-04-54-50-utc-scaled-1-768x768.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/family-day-is-always-fun-portrait-of-a-loving-fam-2023-11-27-04-54-50-utc-scaled-1-1536x1536.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/family-day-is-always-fun-portrait-of-a-loving-fam-2023-11-27-04-54-50-utc-scaled-1-2048x2048.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-96071eb e-con-full e-flex e-con e-child\" data-id=\"96071eb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb84aee elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"bb84aee\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72a334b elementor-widget elementor-widget-text-editor\" data-id=\"72a334b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>What Are The Advantages and Disadvantages of a <span style=\"color: #0096d5;\">Debt Arrangement Scheme<\/span>?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-acd5d21 elementor-widget elementor-widget-text-editor\" data-id=\"acd5d21\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\">Advantages<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6239855 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"6239855\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">You will only make one single payment per month towards your debt<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">An advisor will be able to help you with the process and they will arrange all the payments to your creditors<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Once the Debt Arrangement Scheme has begun, your creditors will no longer be able to pursue your debt or take legal action against you<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">All charges and interest will be frozen on your debt once the DAS has been approved<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">The DAS is adaptable, so it can be changed to match your circumstances<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Any wage arrestments that are in place will be stopped<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">None of your possessions or assets can be seized, including your home<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-check-square\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M400 32H48C21.49 32 0 53.49 0 80v352c0 26.51 21.49 48 48 48h352c26.51 0 48-21.49 48-48V80c0-26.51-21.49-48-48-48zm0 400H48V80h352v352zm-35.864-241.724L191.547 361.48c-4.705 4.667-12.303 4.637-16.97-.068l-90.781-91.516c-4.667-4.705-4.637-12.303.069-16.971l22.719-22.536c4.705-4.667 12.303-4.637 16.97.069l59.792 60.277 141.352-140.216c4.705-4.667 12.303-4.637 16.97.068l22.536 22.718c4.667 4.706 4.637 12.304-.068 16.971z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Any creditors who reject the proposal will have to comply with the agreement in it is consider \u2018fair\u2019 by the administrator <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cfee97d elementor-widget elementor-widget-text-editor\" data-id=\"cfee97d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"text-decoration: underline;\">Disadvantages<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e22add6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e22add6\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-exclamation-triangle\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M569.517 440.013C587.975 472.007 564.806 512 527.94 512H48.054c-36.937 0-59.999-40.055-41.577-71.987L246.423 23.985c18.467-32.009 64.72-31.951 83.154 0l239.94 416.028zM288 354c-25.405 0-46 20.595-46 46s20.595 46 46 46 46-20.595 46-46-20.595-46-46-46zm-43.673-165.346l7.418 136c.347 6.364 5.609 11.346 11.982 11.346h48.546c6.373 0 11.635-4.982 11.982-11.346l7.418-136c.375-6.874-5.098-12.654-11.982-12.654h-63.383c-6.884 0-12.356 5.78-11.981 12.654z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Your credit rating will be negatively affected<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-exclamation-triangle\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M569.517 440.013C587.975 472.007 564.806 512 527.94 512H48.054c-36.937 0-59.999-40.055-41.577-71.987L246.423 23.985c18.467-32.009 64.72-31.951 83.154 0l239.94 416.028zM288 354c-25.405 0-46 20.595-46 46s20.595 46 46 46 46-20.595 46-46-20.595-46-46-46zm-43.673-165.346l7.418 136c.347 6.364 5.609 11.346 11.982 11.346h48.546c6.373 0 11.635-4.982 11.982-11.346l7.418-136c.375-6.874-5.098-12.654-11.982-12.654h-63.383c-6.884 0-12.356 5.78-11.981 12.654z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">If you miss payments or fail to comply with the DAS then it can be revoked. This will enable your creditors to resume action against you.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-exclamation-triangle\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M569.517 440.013C587.975 472.007 564.806 512 527.94 512H48.054c-36.937 0-59.999-40.055-41.577-71.987L246.423 23.985c18.467-32.009 64.72-31.951 83.154 0l239.94 416.028zM288 354c-25.405 0-46 20.595-46 46s20.595 46 46 46 46-20.595 46-46-20.595-46-46-46zm-43.673-165.346l7.418 136c.347 6.364 5.609 11.346 11.982 11.346h48.546c6.373 0 11.635-4.982 11.982-11.346l7.418-136c.375-6.874-5.098-12.654-11.982-12.654h-63.383c-6.884 0-12.356 5.78-11.981 12.654z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A DAS doesn\u2019t write off any of your debt<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-exclamation-triangle\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M569.517 440.013C587.975 472.007 564.806 512 527.94 512H48.054c-36.937 0-59.999-40.055-41.577-71.987L246.423 23.985c18.467-32.009 64.72-31.951 83.154 0l239.94 416.028zM288 354c-25.405 0-46 20.595-46 46s20.595 46 46 46 46-20.595 46-46-20.595-46-46-46zm-43.673-165.346l7.418 136c.347 6.364 5.609 11.346 11.982 11.346h48.546c6.373 0 11.635-4.982 11.982-11.346l7.418-136c.375-6.874-5.098-12.654-11.982-12.654h-63.383c-6.884 0-12.356 5.78-11.981 12.654z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A DAS can take longer than other debt solutions<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4f879586 e-flex e-con-boxed e-con e-parent\" data-id=\"4f879586\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-69fbf7d7 e-con-full e-flex e-con e-child\" data-id=\"69fbf7d7\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43a8f021 e-con-full e-flex e-con e-child\" data-id=\"43a8f021\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-43a671fc e-con-full e-flex e-con e-child\" data-id=\"43a671fc\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2b6f1d4e elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"2b6f1d4e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 10-04-2024 *\/\n.elementor-widget-image-box .elementor-image-box-content{width:100%}@media (min-width:768px){.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper,.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{display:flex}.elementor-widget-image-box.elementor-position-right .elementor-image-box-wrapper{text-align:right;flex-direction:row-reverse}.elementor-widget-image-box.elementor-position-left .elementor-image-box-wrapper{text-align:left;flex-direction:row}.elementor-widget-image-box.elementor-position-top .elementor-image-box-img{margin:auto}.elementor-widget-image-box.elementor-vertical-align-top .elementor-image-box-wrapper{align-items:flex-start}.elementor-widget-image-box.elementor-vertical-align-middle .elementor-image-box-wrapper{align-items:center}.elementor-widget-image-box.elementor-vertical-align-bottom .elementor-image-box-wrapper{align-items:flex-end}}@media (max-width:767px){.elementor-widget-image-box .elementor-image-box-img{margin-left:auto!important;margin-right:auto!important;margin-bottom:15px}}.elementor-widget-image-box .elementor-image-box-img{display:inline-block}.elementor-widget-image-box .elementor-image-box-title a{color:inherit}.elementor-widget-image-box .elementor-image-box-wrapper{text-align:center}.elementor-widget-image-box .elementor-image-box-description{margin:0}<\/style><div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card.png\" class=\"attachment-full size-full wp-image-16\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-card-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Credit Cards<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e966508 e-con-full e-flex e-con e-child\" data-id=\"4e966508\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-42efb0e5 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"42efb0e5\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing.png\" class=\"attachment-full size-full wp-image-17\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/signing-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Unsecured Loans<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48aadfe3 e-con-full e-flex e-con e-child\" data-id=\"48aadfe3\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-19d5710e elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"19d5710e\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards.png\" class=\"attachment-full size-full wp-image-18\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/credit-cards-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Store Cards<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fb30a66 e-con-full e-flex e-con e-child\" data-id=\"fb30a66\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6806c6cb elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"6806c6cb\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank.png\" class=\"attachment-full size-full wp-image-19\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/bank-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Overdrafts<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9cc74b4 e-con-full e-flex e-con e-child\" data-id=\"9cc74b4\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21d65fc6 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"21d65fc6\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan.png\" class=\"attachment-full size-full wp-image-20\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/loan-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Personal Loans<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29bdb072 e-flex e-con-boxed e-con e-child\" data-id=\"29bdb072\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-78e1f5cb e-con-full e-flex e-con e-child\" data-id=\"78e1f5cb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d977383 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"7d977383\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower.png\" class=\"attachment-full size-full wp-image-21\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/tower-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Utility Bills<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67f85c3a e-con-full e-flex e-con e-child\" data-id=\"67f85c3a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6e4101 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"a6e4101\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit.png\" class=\"attachment-full size-full wp-image-22\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/profit-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Business Debts<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7ca46f43 e-con-full e-flex e-con e-child\" data-id=\"7ca46f43\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-644094bc elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"644094bc\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue.png\" class=\"attachment-full size-full wp-image-23\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/catalogue-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Catalogues<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-364763f0 e-con-full e-flex e-con e-child\" data-id=\"364763f0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3eeedd elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"f3eeedd\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt.png\" class=\"attachment-full size-full wp-image-24\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/debt-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Debt Collectors<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1404af43 e-con-full e-flex e-con e-child\" data-id=\"1404af43\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1b11fd96 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"1b11fd96\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"512\" height=\"512\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman.png\" class=\"attachment-full size-full wp-image-25\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman.png 512w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman-300x300.png 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/policeman-150x150.png 150w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Bailiffs<\/h3><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2207d2bd e-con-full e-flex e-con e-child\" data-id=\"2207d2bd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77b953e3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"77b953e3\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aaa0d07 elementor-widget elementor-widget-text-editor\" data-id=\"aaa0d07\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tThe Different Debt Types We Can <span style=\"color: #0096D5;\">Help<\/span> With\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-622015f5 elementor-widget elementor-widget-text-editor\" data-id=\"622015f5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Whether it is a Trust Deed, Sequestration or a Debt Arrangement Scheme, only unsecured debt can be included in a debt solution.<\/p><p>Here are some examples of some typical unsecured debts that you may have.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-649ee15b e-flex e-con-boxed e-con e-parent\" data-id=\"649ee15b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6be84e2d e-con-full e-flex e-con e-child\" data-id=\"6be84e2d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ad12e12 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4ad12e12\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4817898b elementor-widget elementor-widget-text-editor\" data-id=\"4817898b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>How Could A <span style=\"color: #0096d5;\">Trust Deed<\/span> Help You?<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5c63e2ee elementor-widget elementor-widget-text-editor\" data-id=\"5c63e2ee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Remember, if you are struggling with debt, you are not alone. Contact us at TrustDeed4Me to take the first step towards a debt free life.<\/p><p>This is a real life example of how we have helped one of our customers. Click on our link below to see how we could help you.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38e12ae elementor-align-left elementor-mobile-align-center elementor-widget elementor-widget-button\" data-id=\"38e12ae\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xl\" href=\"#Form\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">Enquire Now<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-307f52bd e-con-full e-flex e-con e-child\" data-id=\"307f52bd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7acd02be elementor-widget elementor-widget-image\" data-id=\"7acd02be\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"487\" height=\"730\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/Asset-1-1.png\" class=\"attachment-large size-large wp-image-130\" alt=\"Trust Deed Scotland\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/Asset-1-1.png 487w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/Asset-1-1-200x300.png 200w\" sizes=\"(max-width: 487px) 100vw, 487px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6532f01a e-flex e-con-boxed e-con e-parent\" data-id=\"6532f01a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69e5ff9f elementor-widget elementor-widget-text-editor\" data-id=\"69e5ff9f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWhy Choose TrustDeed<span style=\"color: #0096D5;\">4<\/span>Me?\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71e184bf e-flex e-con-boxed e-con e-parent\" data-id=\"71e184bf\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-460d0247 e-con-full e-flex e-con e-child\" data-id=\"460d0247\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65ede87f elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"65ede87f\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1706\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1.jpg\" class=\"attachment-full size-full wp-image-27\" alt=\"Trust Deed Scotland\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1.jpg 2560w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-300x200.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-1024x682.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-768x512.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-1536x1024.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-man-working-on-laptop-2023-11-27-05-08-42-utc-scaled-1-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Friendly & Understanding<\/h3><p class=\"elementor-image-box-description\">Our friendly, understanding and expertly trained advisors are ready to assist you, offering impartial and practical guidance in a completely non-judgmental setting. We recognise that anyone can encounter financial challenges, which is why we prioritise treating our customers with empathy and understanding.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63f2f5af e-con-full e-flex e-con e-child\" data-id=\"63f2f5af\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-13842e4d elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"13842e4d\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1706\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1.jpeg\" class=\"attachment-full size-full wp-image-28\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1.jpeg 2560w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-300x200.jpeg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-1024x682.jpeg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-768x512.jpeg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-1536x1024.jpeg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/4-happy-people-looking-at-viewer-2023-11-27-05-24-12-utc-scaled-1-2048x1365.jpeg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Proven Track Record<\/h3><p class=\"elementor-image-box-description\">With over 20 years of experience, we have helped literally thousands of people solve their money worries. Once you have enquired, one of our team members will be in touch, learning about your specific circumstances and pointing you in the direction of the help you need; whether that is with us, or one of our trusted partners.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5a908457 e-con-full e-flex e-con e-child\" data-id=\"5a908457\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-23b502ce elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"23b502ce\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1.jpg\" class=\"attachment-full size-full wp-image-29\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1.jpg 2560w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-300x200.jpg 300w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-1024x683.jpg 1024w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-768x512.jpg 768w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-1536x1024.jpg 1536w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/happy-woman-smiling-at-home-during-move-with-boxes-2023-11-27-05-20-29-utc-scaled-1-2048x1366.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Ongoing Support<\/h3><p class=\"elementor-image-box-description\">If you choose to become one of our clients then, should you need us, we are here to help. We understand that life can be tough and we can all be faced with the unexpected from time to time, so should your circumstances change during your Trust Deed term, get in touch and get the support you need.<\/p><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-656b191b e-flex e-con-boxed e-con e-parent\" data-id=\"656b191b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-178149ca e-con-full e-transform e-flex e-con e-child\" data-id=\"178149ca\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35ecff52 elementor-widget elementor-widget-image\" data-id=\"35ecff52\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"588\" height=\"1000\" src=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/asian-businesswoman-standing-with-her-arms-crossed-2023-02-11-03-47-44-utc-min.png\" class=\"attachment-large size-large wp-image-30\" alt=\"\" srcset=\"https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/asian-businesswoman-standing-with-her-arms-crossed-2023-02-11-03-47-44-utc-min.png 588w, https:\/\/trustdeed4me.co.uk\/wp-content\/uploads\/2024\/02\/asian-businesswoman-standing-with-her-arms-crossed-2023-02-11-03-47-44-utc-min-176x300.png 176w\" sizes=\"(max-width: 588px) 100vw, 588px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aed5c97 e-con-full e-flex e-con e-child\" data-id=\"aed5c97\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4ff35ddd elementor-widget elementor-widget-text-editor\" data-id=\"4ff35ddd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tWhat Our Clients Says About <span style=\"color: #0096D5;\">Us<\/span>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe3413d elementor-testimonial--skin-default elementor-testimonial--layout-image_inline elementor-testimonial--align-center elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel\" data-id=\"6fe3413d\" data-element_type=\"widget\" data-settings=\"{&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<link rel=\"stylesheet\" href=\"https:\/\/trustdeed4me.co.uk\/wp-content\/plugins\/elementor-pro\/assets\/css\/widget-carousel.min.css\">\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tThe advisor was extremely helpful. Keeping me updated with all the information I needed to know. He was very understanding in my situation he put me at ease and made my experience totally stress free.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Donna<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tExtremely helpful and empathetic advisors with no judgement. Explained everything thoroughly and made it look like there could be some light at the end of the tunnel!\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Tilly<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\tThe advisor was very helpful and friendly guiding me and advising me of what would be the best decision for me. Really appreciate your guys help!\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Chloe<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-pagination\"><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Previous<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t\t\t\t\t<span class=\"elementor-screen-only\">Next<\/span>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37f6c432 e-flex e-con-boxed e-con e-parent\" data-id=\"37f6c432\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-184553eb elementor-widget elementor-widget-heading\" data-id=\"184553eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is a Debt Arrangement Scheme (DAS)?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78903b72 elementor-widget elementor-widget-text-editor\" data-id=\"78903b72\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>A <span class=\"keyword-highlight-true\">Debt<\/span> Arrangement Scheme is a government-backed <span class=\"keyword-highlight-true\">debt<\/span> management tool available in <span class=\"keyword-highlight-true\">Scotland<\/span> that allows individuals to repay their <span class=\"keyword-highlight-true\">debt<\/span>s through a <span class=\"keyword-highlight-true\">debt<\/span> <span class=\"keyword-highlight-true\">payment<\/span> program (<span class=\"keyword-highlight-true\">DPP<\/span>). It enables <span class=\"keyword-highlight-true\">debtor<\/span>s to pay off their <span class=\"keyword-highlight-true\">debt<\/span>s over an extended period while protecting them from legal action by <span class=\"keyword-highlight-true\">creditor<\/span>s and freezing all <span class=\"keyword-highlight-true\">interest<\/span> and charges on the <span class=\"keyword-highlight-true\">debt<\/span>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-109d07a0 elementor-widget elementor-widget-heading\" data-id=\"109d07a0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How does the Debt Arrangement Scheme work?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-38992766 elementor-widget elementor-widget-text-editor\" data-id=\"38992766\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Under DAS, a <span class=\"keyword-highlight-true\">debtor<\/span> commits to a <span class=\"keyword-highlight-true\">DPP<\/span> which details how much they can afford to pay towards their <span class=\"keyword-highlight-true\">debt<\/span>s based on their <span class=\"keyword-highlight-true\">income<\/span> and expenditure. An approved <span class=\"keyword-highlight-true\">money<\/span> advisor submits the proposal to <span class=\"keyword-highlight-true\">creditor<\/span>s, who have 21 days to object. If no objections are received or if <span class=\"keyword-highlight-true\">creditor<\/span>s holding at least 10% of the total <span class=\"keyword-highlight-true\">debt<\/span> dont object, the <span class=\"keyword-highlight-true\">DPP<\/span> becomes legally binding. <span class=\"keyword-highlight-true\">Payment<\/span>s are distributed to <span class=\"keyword-highlight-true\">creditor<\/span>s on a pro-rata basis.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d3aad7d elementor-widget elementor-widget-heading\" data-id=\"5d3aad7d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who is eligible for the Debt Arrangement Scheme?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3038e361 elementor-widget elementor-widget-text-editor\" data-id=\"3038e361\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Eligibility for DAS requires individuals to be residents of <span class=\"keyword-highlight-true\">Scotland<\/span> with one or more <span class=\"keyword-highlight-true\">debt<\/span>s, have disposable <span class=\"keyword-highlight-true\">income<\/span> after essential living costs which can service the re<span class=\"keyword-highlight-true\">payment<\/span> plan, and not be involved in certain other formal <span class=\"keyword-highlight-true\">insolvency<\/span> procedures such as <span class=\"keyword-highlight-true\">bank<\/span><span class=\"keyword-highlight-true\">ruptcy<\/span> or <span class=\"keyword-highlight-true\">Trust <\/span><span class=\"keyword-highlight-true\">Deed<\/span>.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66d5be85 elementor-widget elementor-widget-heading\" data-id=\"66d5be85\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What are the benefits of entering into a Debt Arrangement Scheme?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65ef514f elementor-widget elementor-widget-text-editor\" data-id=\"65ef514f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Benefits include protection from <span class=\"keyword-highlight-true\">creditor<\/span> enforcement actions, freezing of <span class=\"keyword-highlight-true\">interest<\/span> and charges on outstanding <span class=\"keyword-highlight-true\">debt<\/span>s from the date of application approval, potential reduction in stress associated with managing multiple <span class=\"keyword-highlight-true\">debt<\/span>s independently, and avoiding more severe forms of <span class=\"keyword-highlight-true\">insolvency<\/span> like <span class=\"keyword-highlight-true\">sequestration<\/span> (Scottish <span class=\"keyword-highlight-true\">bank<\/span><span class=\"keyword-highlight-true\">ruptcy<\/span>).<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-373a15ac elementor-widget elementor-widget-heading\" data-id=\"373a15ac\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Can I still use credit facilities while participating in a Debt Arrangement Scheme?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d2cd6e0 elementor-widget elementor-widget-text-editor\" data-id=\"5d2cd6e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>While under a <span class=\"keyword-highlight-true\">DPP<\/span> through DAS, you are generally expected not to take out additional borrowing without permission from your <span class=\"keyword-highlight-true\">money<\/span> advisor. This rule helps ensure that you do not accumulate further <span class=\"keyword-highlight-true\">debt<\/span> which could jeopardize your ability to successfully complete your existing re<span class=\"keyword-highlight-true\">payment<\/span> plan.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Debt Arrangement Scheme Stop Creditor Calls Freeze Interest and Charges Free, No Obligation Consultation Discover The Right Solution For You May not be suitable in all circumstances. Fees may apply, read here. Entering into a Protected Trust Deed may affect your credit rating. Enquire Now Check If You Qualify By Answering The Questions Below Please [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":159,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","_seopress_titles_title":"Debt Arrangement Scheme | TrustDeed4Me.co.uk","_seopress_titles_desc":"","_seopress_robots_index":"","footnotes":""},"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/pages\/171"}],"collection":[{"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/comments?post=171"}],"version-history":[{"count":14,"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/pages\/171\/revisions"}],"predecessor-version":[{"id":637,"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/pages\/171\/revisions\/637"}],"up":[{"embeddable":true,"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/pages\/159"}],"wp:attachment":[{"href":"https:\/\/trustdeed4me.co.uk\/wp-json\/wp\/v2\/media?parent=171"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}